Lawyers
Regulatory perimeter, choice of jurisdiction and regime, corporate structure, application package, contracts and internal rules, dialogue with the regulator.
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Turnkey launch: lawyers, finance specialists, AML/compliance specialists and engineers on one project
Turnkey means an agreed set of work by our team. Documents, the financial model, the AML/CFT framework and the platform are prepared at the same time and checked against each other.
Why
Why the parts must be prepared together
A regulator does not assess a single document but the company: whether capital is sufficient, whether the operating rules match what the platform does, and whether the company can meet AML/CFT and information security requirements.
When lawyers, finance specialists, AML/compliance specialists and engineers work separately, inconsistencies surface when the regulator or a bank comments. We cross-check the parts at every stage: the policy describes the process, the platform implements it, the AML controls cover the actual client journey and the financial model accounts for the cost.
Finance specialists
Business plan, financial model, regulatory capital and operating funding, financial section of the application, management reporting.
AML/compliance specialists
ML/TF risk assessment, AML/CFT policies, KYC/KYB, sanctions and PEP screening, transaction monitoring, internal control, training and inspection readiness.
Engineers
Technical specification, platform development or adaptation, integrations, KYC/AML tooling, technical readiness for regulatory requirements.
Stages
How the project runs
The sequence depends on the regulatory regime. Some work runs in parallel, but regulated activity can start only after the required permits are obtained.
01
Project assessment
Functional map of the model, applicable regime, constraints, preliminary budget.
02
Structure and plan
Jurisdiction, corporate structure, roadmap, allocation of work between workstreams.
03
Parallel preparation
Four workstreams run at the same time and are cross-checked: documents reference the financial model, AML procedures match the client journey, the platform implements what the policies describe.
Lawyers
- registration and corporate documents
- internal rules and contracts
- application package
- regulator dialogue
Finance
- business plan
- financial model
- regulatory capital and budget
- financial section of the package
AML/compliance
- ML/TF risk assessment
- AML/CFT policies, KYC/KYB
- sanctions, PEP, monitoring
- training and internal control
Engineers
- technical specification
- development or adaptation
- KYC/AML tooling
- integrations
04
Licensing support
Filing, review, responses to comments. Regulated activity starts only after the permit is obtained.
05
Launch preparation
Operating processes, roles, banking and payment connections, testing.
06
Ongoing support
Legal, financial and technical support, regulatory changes, product development.
Workstreams
What a full project consists of
Strategy and structure
- business model and target market analysis
- identifying the applicable regulatory regime
- choice of jurisdiction
- corporate structuring
- company registration
- launch roadmap
Licensing and legal preparation
- licensing readiness assessment
- application and supporting documents
- contracts, internal policies and procedures
- AML/KYC and regulatory compliance
- support in dealings with the regulator
- responses to comments and package revisions
Financial preparation
- business plan
- financial model
- launch and operating budget
- forecast of revenue, costs and cash flows
- capital requirement calculation
- financial section of the licence application
- management reporting set-up
Financial preparation is not an audit and does not replace regulated investment advice.
Development and technology
- technical specification
- platform development or adaptation
- white-label implementation
- client area, admin panel and interfaces
- integrations with external services
- KYC/AML tooling
- technical readiness for regulatory requirements
- support and further development
Operational readiness and ongoing support
- operating processes
- allocation of functions and responsibilities
- launch preparation
- support with banking and payment connections
- ongoing legal, financial and technical support
AML/CFT and compliance
- money laundering and terrorist financing risk assessment
- AML/CFT policies and procedures
- KYC/KYB, customer and beneficial owner checks
- sanctions screening and PEP procedures
- transaction monitoring and suspicious activity handling
- internal control, staff training, inspection readiness
Turnkey launch
Each workstream can be ordered separately. When you need the whole result, the workstreams are combined into one project with a single plan and one team.
Formats
Engagement formats
01
Project assessment and roadmap
You get a reasoned answer on which regime applies, which structure to choose and what the launch requires.
Scope of work
- interviews and business model analysis
- functional map: services, clients, assets, settlement
- classification of the activity under the chosen regimes
- jurisdiction comparison where needed
- initial view of capital, staffing and technology requirements
Deliverables
- memo on the applicable regime and risks
- recommended structure
- list of work and documents
- roadmap with the sequence of stages
- preparation budget estimate
Limits of responsibility
- does not include filing with a regulator
- foreign-law opinions are agreed with local counsel
- the budget is an estimate, not a fixed quote for external costs
02
Licensing preparation and support
The company meets the regulator's requirements, the application is compiled and filed, and comments are addressed.
Scope of work
- company registration or adaptation
- gap analysis against qualification requirements
- application and supporting documents
- internal rules, policies, AML/KYC procedures
- financial section of the application
- support through the review and responses to comments
Deliverables
- document set for the chosen regime
- internal documents approved by the company's bodies
- filed application
- correspondence with the regulator and revisions
Limits of responsibility
- the decision to grant a licence or registration rests with the regulator
- state fees and charter capital are paid by the client
- recruitment of staff is agreed separately
03
Full turnkey launch
One team takes the project from structure to operational readiness: documents, financial model, platform and processes are consistent with each other.
Scope of work
- everything in format 2
- business plan, financial model, budget and capital calculation
- technical specification, platform development or adaptation
- KYC/AML tooling and integrations
- operating processes and allocation of responsibility
- launch preparation, banking and payment connections
Deliverables
- a company with a filed or approved application
- a platform prepared for the applicable requirements
- financial model and management reporting
- documented processes and roles
- launch plan
Limits of responsibility
- does not guarantee a licence, the opening of an account or decisions by banks and partners
- regulated activity starts only after the permits are obtained
- specific technologies and providers are selected and agreed within the project
04
Support for an operating business
The licensed company operates within its requirements, and its documents and systems keep pace with regulation and the business.
Scope of work
- legal support and contract work
- updating policies and procedures when rules change
- compliance support and inspection readiness
- financial analysis and management reporting
- technical support and platform development
Deliverables
- agreed support terms
- up-to-date internal documents
- regular reporting for management
- product development plan
Limits of responsibility
- does not replace functions that the law requires to be performed by the company's own staff
- the support scope is fixed in the contract
Cost and timing are set after the project assessment.
Limits
What remains with external parties
- decisions on licences, registration and authorisation are made by regulators
- decisions on account opening and onboarding are made by banks and payment organisations
- charter capital, state fees and external providers' services are paid by the client
- foreign-law opinions are prepared with local counsel
Let us discuss your model and the right regime
Describe your project in a few sentences. We will give you a substantive reply: which questions need answering and where to start.