A payment product combined with digital assets falls under several regimes at once. We separate the payment and crypto components and prepare the project for each set of requirements.
Which payment services the company provides and through which infrastructure
Where client money flows and how it is protected
How the payment and crypto parts of the product are separated
Which banks and payment systems are involved
Does the project fit the NBK special regulatory regime
What the information security and reporting requirements are
How an activity is classified depends on the actual model: who is the client's counterparty, where assets and keys are held, how settlement works, who the services are for. Information is current as of October 2026 and is confirmed during the project assessment.
Payment services and regimes defined
Company, partners, settlement route
Rules, agreements, platform
Application filed and supported
Banks, payment systems, testing
Reporting, changes, development
The sequence depends on the regime. Some work runs in parallel, but regulated activity starts only after the required permits are obtained.
Separately: payment model classification, registration package, bank agreements, financial model, development.
Full scope: the payment and crypto parts of the product are designed together, with documents and systems aligned.
Turnkey launchCost and timing are set after the project assessment.
Describe your project in a few sentences. We will give you a substantive reply: which questions need answering and where to start.
Discuss your projectUnbacked digital assets are not recognised as a means of payment in Kazakhstan. Models that use digital assets in settlement require a separate legal review.
We prepare the company and documents for banks' requirements and support the onboarding. The decision to open an account rests with the bank.
We will review the description and give you a substantive reply: which regime may apply and where to start.
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